Move-in household data linked online for Toss Bank jeonse and monthly-rent deposit loans — screening cut from 5 days to 4
Source material is a Korean government announcement (in Korean).
From September 17, 2026, when you apply for a jeonse or monthly-rent deposit loan at Toss Bank, your move-in household data is checked through an online link to the Ministry of the Interior and Safety’s resident registration information system. The ministry said loan screening is shortened from 5 days to 4 days, a reduction of 1 day or more.
Key facts
| Start date | Move-in household data provided online to Toss Bank from September 17, 2026 |
|---|---|
| Covered business | Screening of jeonse and monthly-rent deposit loans and other real estate lending |
| Screening period | Shortened from 5 days to 4 days, a reduction of 1 day or more |
| Convenience for users | Removes the inconvenience of obtaining and submitting a move-in household confirmation document in person |
| Move-in household confirmation document | A document verifying the names and move-in dates of the head of household and co-residents whose resident registration is at the address of a building or facility — used to check rights in mortgage lending and in auctions and public sales |
| How it developed | The Ministry of the Interior and Safety signed agreements with 5 major commercial banks in July 2024 and expanded online linkage from October of that year |
| Expansion plan | The Ministry of the Interior and Safety said it will extend the service to first- and second-tier financial institutions (제1·2금융권), including regional banks |
| Inquiries | Ministry of the Interior and Safety, Resident Registration Division (주민과) 044-205-3155 |
Last checked:
From September 17, 2026, the Ministry of the Interior and Safety (행정안전부) is providing move-in household data online to Toss Bank (토스뱅크), the first internet-only bank to receive it. When a Toss Bank customer applies for a jeonse or monthly-rent deposit loan (전월세보증금대출), Toss Bank’s loan processing system links to the ministry’s resident registration information system and can check the move-in household data needed for screening right away. The ministry said the linkage shortens loan screening from 5 days to 4 days, a reduction of 1 day or more. A move-in household confirmation document (전입세대확인서) shows the names and move-in dates of the head of household and co-residents whose resident registration is at the address of a given building or facility, and is used to verify the rights of owners and tenants in mortgage lending and in auctions and public sales. To spare the public the inconvenience of obtaining and submitting the document themselves, the ministry signed agreements with 5 major commercial banks in July 2024 and has been expanding online linkage since October of that year.
Summaries below are factual notes based on government announcements and primary sources — not evaluations or opinions.
FAQ
Do I have to obtain a move-in household confirmation document separately?
When you apply for a jeonse or monthly-rent deposit loan at Toss Bank, Toss Bank’s loan processing system links to the Ministry of the Interior and Safety’s resident registration information system and checks the move-in household data right away. The ministry said the step is meant to spare the public the inconvenience of obtaining and submitting the document themselves.
Does this work at other banks?
The Ministry of the Interior and Safety signed agreements with 5 major commercial banks in July 2024, has been expanding online linkage since October of that year, and said it will extend it to first- and second-tier financial institutions (제1·2금융권), including regional banks. Toss Bank is the first among internet-only banks.