Youth Future Savings Account (청년미래적금) announced for June launch — design published
Source material is a Korean government announcement (in Korean).
The government has announced that the Youth Future Savings Account (청년미래적금) will launch in June 2026 and published its design — for young people aged 19 to 34, with flexible deposits of up to 500,000 won a month over 3 years and a government contribution matching 6% (standard type) or 12% (preferential type) depending on income.
Key facts
| Who can join | Young people aged 19 to 34 |
|---|---|
| Income conditions | Total salary income of 75,000,000 won or less (comprehensive income 63,000,000 won), or small business owners with annual sales of 300,000,000 won or less, plus household income at or below 200% of the median (150% or below for the preferential type) |
| Payments and term | Flexible deposits of up to 500,000 won a month, 3-year term |
| Government contribution | 6% standard type, 12% preferential type (no tax on interest income) |
| Intake | Twice a year (June and December) |
Last checked:
The government has announced that the Youth Future Savings Account (청년미래적금) will launch in June 2026. It is for young people aged 19 to 34 with total salary income of 75,000,000 won or less (comprehensive income 63,000,000 won), or small business owners with annual sales of 300,000,000 won or less, whose household is at or below 200% of the median income (150% or below for the preferential type). It is designed as a flexible deposit of up to 500,000 won a month, maturing in 3 years, with a government contribution matching 6% of the monthly payment (standard type) or 12% (preferential type) depending on income, and an exemption from tax on interest income. New savers can sign up twice a year, in June and December.
Summaries below are factual notes based on government announcements and primary sources — not evaluations or opinions.
FAQ
Who can open a Youth Future Savings Account?
Young people aged 19 to 34 with total salary income of 75,000,000 won or less (comprehensive income 63,000,000 won), or small business owners with annual sales of 300,000,000 won or less, whose household is at or below 200% of the median income (150% or below for the preferential type).
How much can I pay in?
You can pay in freely up to 500,000 won a month, and the account matures after 3 years.
When is the intake?
New savers can sign up twice a year, in June and December.